Loan calculators
Loan calculators
Model the EMI with moratorium interest, check how much you can actually borrow on your co-applicant's income, and size the full cost of study before you file.
emi_calculator
monthly emi
₹51,107
moratorium interest
₹7,87,500
total interest
₹31,32,840
total repayment
₹61,32,840
Turn this EMI into a funding plan
We match lenders whose sanction limits and moratorium terms fit these numbers, then share indicative offers.
- Monthly EMI
- ₹51,107
- Loan amount
- ₹30,00,000
- Total repayment
- ₹61,32,840
eligibility_calculator
repayment capacity / mo
₹40,000
indicative unsecured limit
₹29,64,390
indicative secured limit
₹34,00,000
Confirm what you can actually borrow
A specialist verifies these limits against real lender policy for your university and co-applicant profile.
- Repayment capacity / mo
- ₹40,000
- Unsecured limit
- ₹29,64,390
- Secured limit
- ₹34,00,000
Capacity assumes 55% of monthly income can service debt, and secured lending at 85% of collateral value. Final sanction depends on lender policy, CIBIL and university.
cost_of_study_estimator
tuition
CAD 58,000
living
CAD 30,000
one-off (visa, travel, insurance)
CAD 4,000
loan required
₹57,04,000
Get my costed study plan
We break this estimate into tuition, living, funding, insurance, forex and travel with providers attached to each line.
- Destination
- Canada
- Course length
- 2 year(s)
- Funding required
- ₹57,04,000
| Destination | Tuition / year | Living / year | Approx. total (2 yrs) |
|---|---|---|---|
| 🇨🇦 Canada | CAD 18,000 – 40,000 | CAD 12,000 – 18,000 | ₹54,56,000 |
| 🇺🇸 USA | USD 25,000 – 60,000 | USD 12,000 – 20,000 | ₹1,00,62,000 |
| 🇬🇧 UK | GBP 16,000 – 38,000 | GBP 10,000 – 15,000 | ₹85,32,000 |
| 🇦🇺 Australia | AUD 22,000 – 45,000 | AUD 21,000 – 25,000 | ₹64,41,000 |
| 🇩🇪 Germany | EUR 0 – 20,000 | EUR 11,904 – 14,000 | ₹43,14,976 |
| 🇮🇪 Ireland | EUR 12,000 – 28,000 | EUR 10,000 – 14,000 | ₹60,16,000 |
Trusted partners
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Bank of BarodaAxis BankUnion Bank of IndiaState Bank of IndiaCredilaIDFC First BankICICI BankAvanseInCredAuxilo FinanceProdigy FinanceMPOWER FinancingTata AIGBajaj AllianzAllianz CareMedibank OSHCTK GermanyScotiabank GICICICI Canada GICCoracle BlockedMonzo StudentZolve GlobalWiseBookMyForexNiyo GlobalWestern UnionRogers StudentLycamobile UKAiralo eSIMVodafone DEIDP IELTSPearson PTEETS TOEFLDuolingo English TestAmber StudentUnilodgersUniversity LivingHomestay NetworkAir Canada StudentEmirates SkywardsQatar AirwaysArrivalCabSettleIn KitsCampusBoxWinterReadyTaxBuddy GlobalCreditRiseLocalMoveBank of BarodaAxis BankUnion Bank of IndiaState Bank of IndiaCredilaIDFC First BankICICI BankAvanseInCredAuxilo FinanceProdigy FinanceMPOWER FinancingTata AIGBajaj AllianzAllianz CareMedibank OSHCTK GermanyScotiabank GICICICI Canada GICCoracle BlockedMonzo StudentZolve GlobalWiseBookMyForexNiyo GlobalWestern UnionRogers StudentLycamobile UKAiralo eSIMVodafone DEIDP IELTSPearson PTEETS TOEFLDuolingo English TestAmber StudentUnilodgersUniversity LivingHomestay NetworkAir Canada StudentEmirates SkywardsQatar AirwaysArrivalCabSettleIn KitsCampusBoxWinterReadyTaxBuddy GlobalCreditRiseLocalMove