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Bank Accounts | GBA | GIC

Set Up Your Finances Before You Fly

Explore international bank accounts, the German Blocked Account (GBA) and GIC solutions designed for students preparing to study abroad.

Explore Banking Options

What we help with

Three ways to bank abroad

International Bank Accounts

  • Pre-arrival account options
  • Student banking
  • Account opening assistance
  • Fund transfer guidance
  • Post-arrival activation

GIC

  • Canada GIC options
  • Application assistance
  • Fund transfer guidance
  • Certificate support
  • Post-arrival assistance

German Blocked Account (GBA)

  • Blocked account (Sperrkonto) for German student visas
  • Visa-compliant deposit of €11,904 (2026)
  • Application assistance
  • Fund transfer guidance
  • Activation after arrival

Find My Banking Option

Pick your destination and a few details. Our team matches you with partner options.

How it works

  1. 1Admission
  2. 2Choose banking
  3. 3Apply
  4. 4Transfer funds
  5. 5Receive confirmation
  6. 6Fly
  7. 7Activate account

Why Path Navigators

One team for your whole journey

  • Compare partner options in one place
  • One request covers every service you need
  • Track progress in My Journey
  • Free guidance from our team

Frequently asked questions

What is a GIC?

A Guaranteed Investment Certificate is a deposit many students use to show living funds for a Canadian study permit.

Can I open an account before I arrive?

Several partner banks offer pre-arrival accounts. Availability depends on the destination and bank.

What is GBA?

GBA stands for the German Blocked Account (Sperrkonto) — a blocked deposit account that shows German visa authorities you have sufficient funds to cover your living expenses for one year.

Does Path Navigators hold my funds?

No. Funds go directly to the partner bank. We help you compare options and apply.

Which documents are usually needed?

Typically your passport, offer letter and address details. The partner confirms the exact list.

How long does account opening take?

It varies by bank and destination. Our team shares realistic timelines for your case.

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