lender_profile // prodigy-finance
Prodigy Finance Education Loan
Prodigy Finance is a international lender on the Path Navigator education-loan panel, funding overseas and domestic study with collateral-free lines.
type
International Lender
secured rate
NA
unsecured rate
8.47% – 13%
max secured
NA
max unsecured
₹95 L
rating
4.4
key_terms
- Collateral-free lending — no property or FD pledge required
- Unsecured band 8.47%–13% for eligible profiles
- Processing fee 2.5% – 5%, margin money Nil
- Moratorium: Course + 6 months — repay after the course plus grace period
eligibility
- · Indian citizen (or eligible NRI) with a confirmed or conditional admit
- · No Indian co-applicant or collateral required — approval is course and school based
- · Course must be a recognised full-time programme at an approved institution
- · Applicant age typically 18–35 at the time of sanction
documents
- · Passport and visa/immigration documents
- · Admission letter with programme cost breakdown
- · Academic transcripts and test scores
- · Proof of any income, scholarship or savings
processing fee
2.5% – 5%
margin money
Nil
moratorium
Course + 6 months
sanction time
5–10 working days from complete file
expenses_covered
Tuition and university feesLiving expenses and accommodationAirfare and travelLaptop, books and study materialHealth insurance and exam/visa fees
Co-applicant requirement: Not required. Indicative bands published by the lender; the final offer depends on profile, collateral and co-applicant credit.
Trusted partners
48 live integrations
Bank of BarodaAxis BankUnion Bank of IndiaState Bank of IndiaCredilaIDFC First BankICICI BankAvanseInCredAuxilo FinanceProdigy FinanceMPOWER FinancingTata AIGBajaj AllianzAllianz CareMedibank OSHCTK GermanyScotiabank GICICICI Canada GICCoracle BlockedMonzo StudentZolve GlobalWiseBookMyForexNiyo GlobalWestern UnionRogers StudentLycamobile UKAiralo eSIMVodafone DEIDP IELTSPearson PTEETS TOEFLDuolingo English TestAmber StudentUnilodgersUniversity LivingHomestay NetworkAir Canada StudentEmirates SkywardsQatar AirwaysArrivalCabSettleIn KitsCampusBoxWinterReadyTaxBuddy GlobalCreditRiseLocalMoveBank of BarodaAxis BankUnion Bank of IndiaState Bank of IndiaCredilaIDFC First BankICICI BankAvanseInCredAuxilo FinanceProdigy FinanceMPOWER FinancingTata AIGBajaj AllianzAllianz CareMedibank OSHCTK GermanyScotiabank GICICICI Canada GICCoracle BlockedMonzo StudentZolve GlobalWiseBookMyForexNiyo GlobalWestern UnionRogers StudentLycamobile UKAiralo eSIMVodafone DEIDP IELTSPearson PTEETS TOEFLDuolingo English TestAmber StudentUnilodgersUniversity LivingHomestay NetworkAir Canada StudentEmirates SkywardsQatar AirwaysArrivalCabSettleIn KitsCampusBoxWinterReadyTaxBuddy GlobalCreditRiseLocalMove