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University compliance is shown as Verify unless we hold written confirmation from the institution or insurer.
| Provider / plan | Country | Coverage | Premium | Deductible | Evacuation | Repatriation | Baggage | University compliant | Pre-existing | Action |
|---|---|---|---|---|---|---|---|---|---|---|
Tata AIG Travel Guard Student Updated 14 Aug 2026 | USA | USD 100,000 – 500,000 | Indicative — quoted at application | USD 100 | Included | Included | USD 1,000 | VERIFY | Life-threatening emergencies only, per wording | |
Bajaj Allianz Student Explorer Updated 14 Aug 2026 | UK | GBP 100,000+ | Indicative — quoted at application | GBP 100 | Included | Included | GBP 750 | VERIFY | Excluded unless declared and accepted | |
Allianz Care Newcomer Health Plan Updated 13 Aug 2026 | Canada | CAD 100,000+ | Indicative — quoted at application | CAD 0–250 | Included | Included | Not covered | VERIFY | Stable conditions may be covered, per wording | |
Medibank OSHC Standard Updated 14 Aug 2026 | Australia | OSHC minimum benefits | Indicative — quoted at application | Nil for included services | Ambulance included | Included | Not covered | YES | 12-month waiting period for pre-existing conditions | |
TK / Public Fund Statutory Health Insurance Updated 13 Aug 2026 | Germany | Statutory benefit catalogue | Statutory student rate — confirm current rate | Nil | Per statutory rules | Not included | Not covered | YES | Covered under statutory scheme | |
Reliance General Travel Care Schengen Updated 14 Aug 2026 | Europe | EUR 30,000 minimum | Indicative — quoted at application | EUR 50 | Included | Included | EUR 500 | NO | Emergency only | |
ICICI Lombard Visitor Care Updated 14 Aug 2026 | Canada | CAD 50,000 – 150,000 | Indicative — quoted at application | CAD 100 | Included | Included | CAD 500 | NO | Stable conditions option available | |
HDFC ERGO Family Shield Global Updated 13 Aug 2026 | UK | GBP 250,000 | Indicative — quoted at application | GBP 100 | Included | Included | GBP 600 | NO | Declared conditions assessed individually |
Source: Insurer policy wordings and brochures · Secondary source · Last verified 14 Aug 2026
Information is provided for general guidance and comparison purposes. Government rules, fees, processing information, provider pricing and availability can change. Always verify critical requirements with the relevant government authority or service provider before applying or making payment.
Coverage, exclusions, eligibility and claims are subject to the policy wording.
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